Hello, I’m Saleem.

Making sense of the bigger picture

I enjoy understanding why a market moves, how a business earns money and what a new technology might change. Explaining an idea simply is also a good way to test whether I understand it.

Zalwora is my personal online identity. This site brings my notes and social channels into one place.

What you’ll find here

My topics include US, UAE and Indian markets, Bitcoin, gold, mutual funds and occasional real-estate discussions. Technology and AI often appear because they connect my professional interests with the companies and changes I follow.

Investing, explained in everyday language.

I talk about markets in Malayalam and write notes in English. Both come from the same curiosity: understanding what is happening, why it matters and where the uncertainty remains. Choose the format that works for you.

A clear boundary

I’m not a registered investment adviser or a licensed financial professional. I do not offer investment consultations, portfolio management, paid trading signals or personalised recommendations. These are my personal observations for education and discussion.

I may own assets I mention. My holdings and opinions can change, and a post is not a complete account of my portfolio or a suggestion to copy it.